Rates And Fees
Submitting your inquiry for a loan at this site incurs absolutely no cost. We are not a lender and does not provide lending services directly to consumers. Based on the information you submit, it searches its database housing its vast network of lenders to pair you with the lender and loan that may be suited to your needs so that you can submit an application directly to the lender.
The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowers may incur. All fees and rate information should be disclosed to you by your lender at the time of approval. Upon the conclusion of lender approval, most lenders will direct you to an e-signature page. This page is provided to you by the lender to which you were matched.
State Rate & Fee Regulations
Participating Lender's Interest rates
Late Payment Policy
Non-Payment Policy
Loan Renewal Policy
Our Lending Policy
State Rate & Fee Regulations
Find your state to review the applicable laws and regulations governing cash advance loan rates and fees in your state:
or you can find your state to review the applicable laws and regulations governing cash advance loan rates and fees in your state by click here.
Participating Lender's Interest rates
The loan fees and interest rates are determined solely by the Participating Lender, with specific amounts determined based upon the application information you submitted. It has no input on the amount of fees charged to your or the interest rate provided by the Participating Lender. Again, you are under no obligation to continue with the application process if, at any time before signing the loan documents, you find the Participating Lender's terms unacceptable.
Interest rates charged by the Participating Lender are generally higher than a traditional loan for a similar amount issued by a bank or credit institution. However, bank loan requirements and terms are often much more stringent, and are not available as quickly as a cash advance or cash loan. With our Participating Lenders, you receive your cash within 1 business day of signing the loan documents. You will never be charged any fees by us.
Late Payment Policy
Cash advance lenders have varying policies regarding late payments. Review the late payment policy detailed in the loan documents provided to you by your lender before appending your e-signature, and thereby agreeing to the loan terms. All lenders, however, must abide by applicable laws, rules, and regulations regarding late payment fees.
Non-Payment Policy
Additional fees or charges may apply to you in the event that you are unable to repay your loan. It uses commercially reasonable efforts to work only with reputable lenders dedicated to pursuing collections of past due accounts with conduct that is fair and reasonable.
Loan Renewal Policy
Loan renewal policies are largely governed by state regulatory legislation. In /states where rollovers, or repayment term extensions, are allowed, interest rates, along with any late fees that may be assessed, can add a substantial dollar amount to the end price of your loan. Find your state’s laws and regulations governing rollovers and extensions from among the list down below. Read the lender’s terms in full regarding loan renewal options before signing the loan contract.
Our Lending Policy
Our lenders adhere to strict lending standards. Please see our Lending Policy for more details.
Remember THIS SITE IS NOT A FINANCIAL INSTITUTION OR LENDER. We do not make cash advances or credit decisions. It matches you with a lender that will assist with your short term financial needs. Completion of this form does not guarantee that you will be approved for a loan. Not all lenders can provide up to a $1000 loan. Cash wire transfer time varies based on the lenders.