Rates & Terms
Transparent Pricing and Flexible Terms for Your Financial Needs
Loan Types and Rates
Personal Loans
Loan Amount:
$500 - $5,000
APR Range:
5.99% - 35.99%
Term Length:
3 - 36 months
Funding Time:
As soon as next business day
Tribal Loans
Loan Amount:
$300 - $3,000
APR Range:
Contact for rates
Term Length:
6 - 24 months
Funding Time:
Same day approval possible
Installment Loans
Loan Amount:
$1,000 - $10,000
APR Range:
6.99% - 29.99%
Term Length:
12 - 60 months
Funding Time:
1-3 business days
Terms & Conditions
Repayment Terms
- Flexible payment schedules
- No prepayment penalties
- Auto-pay options available
- Monthly, bi-weekly, or weekly payments
Security
- Bank-level encryption
- BlueSkyLoans Secure application process
- Protected personal information
- Verified lender network
Fees
- No hidden fees
- Transparent fee structure
- Late payment fees may apply
- No application fees
Factors That Affect Your Rate
Credit Score
Your credit history and score can impact your interest rate and loan terms.
Income
Regular income and employment history affect your loan eligibility and rates.
Loan History
Previous loan repayment behavior can influence your new loan terms.
Loan Amount
The amount you borrow and term length can affect your interest rate.
Loan Calculator
Estimated Monthly Payment
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*This is an estimate. Actual payment may vary based on final terms.
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